This post is the second in my Payment Methods and What You Should Know series.
What is a direct payment? This is a bank transfer from your account, to another person, or organisation's bank account, for the purpose of paying a bill. A reference number or code is usually attached to the process so the other party can see the payment and tie it up with the relevant transaction at their end.
I'd been keeping an eye on the prices for a couple of phones over the last few months, hoping the contract rates would drop in the New Year.
It seems to me that newer models, and more fashionable models are often sold at prices that are a little over the odds, but then that's business for you. If there's the demand for a product, the price will go up!